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New York Auto Accident Law A lawyer for car accidents is your advocate and will make sure that your side of the story gets heard. They will negotiate with the insurance provider and present your case in the presence of a judge or jury if necessary. Some states have the tort liability system, while others have no-fault laws or auto insurance. Regardless, there are still strict time limitations, referred to as statutes of limitations which have to be adhered to. Fault Determining fault is an essential part of the legal and insurance claims process. It may seem obvious in certain instances such as rear-end collisions. However, often it is not the case. The state laws and facts of each instance are used to determine the extent of fault. Some states use pure comparative negligence, where the proportion of fault you have in an accident determines the damages you can claim. Even if you're determined to be more than 51% accountable however, you might still have the possibility of recovering some of the damages you suffered with additional coverage, such as MedPay or PIP policies. auto accident attorneys athens have modified comparative negligence. These laws permit injured motorists to utilize their own insurance to cover the cost of their injuries even if they're partially responsible for the accident. It's normal to be upset and try to blame someone else after an accident. This could lead to costly mistakes and could result in negative consequences. A competent lawyer will help you avoid these pitfalls and give you the answers you need quickly and accurately. Damages Damages are compensations offered to compensate victims for financial losses caused due to the negligence of another person. This kind of compensation can cover a wide range of losses, including medical expenses loss of income or wages and damage to property of vehicles. A skilled attorney for car accidents will examine invoices, receipts and other financial records to determine precisely the amount of damages you are owed. Non-economic damages are often difficult to quantify and include intangible damages like pain and suffering. This type of compensation is usually subject to devaluation by insurance providers and it is critical to consult with a knowledgeable attorney in torts to ensure that your damages are fairly valued. If you've suffered severe injuries or losses exceed the limits of insurance coverage in New York, you may be able to avoid the no-fault law and file a lawsuit for both economic and noneconomic damages, such as pain and suffering. But, since New York is a comparative negligence state, your compensation will be reduced by the percentage of fault that is assigned to you. A competent attorney will be able to maximize the amount you are able to recover. Statute of limitations In the event of a car crash the statutes for limitation are the time frames you can sue for damages. Typically, it is three years but can differ depending on the nature of lawsuit and the laws of the state. Statutes of limitations are important because they ensure that claims brought in court will be investigated properly before the deadline elapses. After that time, it may be too late for witnesses, physical evidence like the marks of tires and debris could disappear or be eroded, and public records may be lost. As time passes, witnesses tend to forget important information. For instance it is not reasonable for eyewitnesses to be expected to recall detailed information about an accident in a car that occurred 15 years ago. A statute of limitations also restricts plaintiffs from taking legal action too early after an incident as it would unfairly prejudice the jury against them. This is why it's essential to speak with a New York car accident lawyer and start the process as soon as it is possible. Insurance New York law requires all drivers to have insurance for their cars. This type of insurance is designed to cover the policyholder and their passengers for economic losses in an accident, regardless of who was responsible for the fault. This is also known as no fault insurance or Personal Injury Protection (PIP). In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance pays victims who are injured by uninsured, insufficiently insured, or hit-and-run drivers. UM/UIM is typically provided in minimum limits of $25,000 per person and $50,000 per accident. The policyholder is protected by Bodily Injury liability when an outside party sues them for damages such as property damage and medical bills. Third parties can also claim the pain and suffering of injuries that are serious enough. Third-party claims are, however, the majority, are settled by insurance companies. A competent lawyer can help you recover the maximum amount of damages. Contact an attorney Car accidents are stressful and expensive. From car damage to medical costs to lost wages They can be costly. A lawyer can assist you determine who's fault the incident was and seek compensation from the person responsible. A lawyer will also ensure that your claim covers all of your losses and expenses. They will take into account your current and potential financial costs and your physical and emotional distress. They will also consider the impact of your injuries on your life quality. In New York, if the negligent driver did not have insurance or only the minimum amount required by law, you could be able to collect under your own insurance policy's uninsured motorist coverage (UM). An attorney can provide you with this possibility. It is important to hire a professional car accident attorney. Their education and experience puts them in an ideal position to get you the amount you're entitled to. Your attorney will let insurer of the defendant know that you're willing to take on the case. This usually results in an increase in settlement offers.